Small Business Insurance in NY

Protect Your Hard Work

Protect Your Hard Work

You put years of hard work and commitment into building your business. Protect it with customized coverage at Fitzpatrick Insurance Center.

We proudly serve the businesses of Westchester, Putnam, Dutchess, and surrounding counties in New York.

All-Inclusive Coverage to Secure Your Small Business

All-Inclusive Coverage to Secure Your Small Business

Unexpected financial loss, lawsuits, and liability claims can interrupt your day-to-day business operations. Our comprehensive small business insurance policy will help you grow amidst the challenges by covering your:

  • Costly assets
  • Employee/customer-related claims
  • Rented and owned property
  • Data breaches
  • Expensive claims
  • Liability lawsuits
  • Vehicles

Types of Small Business Insurance Policies

General Liability Policy

General Liability Policy

Protects your business from lawsuits resulting from:

  • Property damage
  • Slander
  • Bodily injury
  • Advertising injury
  • Libel
  • Reputational harm
Business Owners Policy (BOP)

Business Owners Policy (BOP)

By combining property coverage, liability coverage, and income coverage in one single policy, BOP protects your business from claims of:

  • Theft
  • Third-party bodily injury and property damage
  • Damage to business property
Professional Liability Insurance

Professional Liability Insurance

Protects your company's professionals (architects, accountants, engineers, attorneys, and consultants) against lawsuits filed for:

  • Failure to deliver a service
  • Errors in the services provided
  • Alleged or actual negligence
  • Providing incorrect advice
Commercial Auto Insurance

Commercial Auto Insurance

Protects your company-owned vehicles in the event of accidents with multiple coverage options:

  • Bodily injury coverage
  • Underinsured motorist coverage
  • Property damage coverage
  • Collision coverage
  • Uninsured motorist coverage
  • Medical payments coverage
  • Comprehensive coverage
Business Income Insurance

Business Income Insurance

Replaces lost income if your company is unable to continue operations after damage or loss from covered perils such as storms, theft, fire, and vandalism while covering expenses related to:

  • Loan payments
  • Employees' wages and payroll
  • Rents
  • Taxes
Workers' Compensation Insurance

Workers' Compensation Insurance

It provides financial benefits to employees injured at work while protecting you from lawsuits and related costs filed by injured employees.

It covers employee-related expenses such as:

  • Medical bills, including hospital stays, medications, emergency room visits, and surgical procedures
  • Disability expenses
  • Ongoing care costs, including physical therapy and other rehabilitation treatments
  • Death benefits (if an employee passes away due to a work-related accident or injury)
  • Wages lost while recovering from a workplace injury or accident
Cyber Liability Insurance

Cyber Liability Insurance

Protects your business from data breaches and cyber security threats with two different coverage options:

First-Party Coverage

Covers damages incurred by your business from a data breach, including:

  • Investigative services
  • Data recovery
  • Business interruption coverage

Third-Party Coverage

Covers damages sustained by your customers or partners from a cyber-attack, including:

  • Media liabilities
  • Settlement costs
  • Security failure
  • Legal fees
Commercial Property Insurance

Commercial Property Insurance

Protects your rented or company-owned building and other tools, furniture, inventory, and personal property used for business operations against damages/ losses caused by:

  • Earthquake
  • Explosion
  • Storms
  • Fire
  • Theft
  • Vandalism
  • Floods
  • Equipment breakdown
Commercial Umbrella Insurance

Commercial Umbrella Insurance

Provides extra coverage to cover claims that exceed the liability limits of your basic policies, such as commercial auto insurance, general liability insurance, commercial property insurance, etc.

We Value Your Business Like Our Own

We Value Your Business Like Our Own

With years of proven expertise and excellence in the insurance business, Fitzpatrick Insurance Center has evolved as a preferred insurance partner for several small businesses across NY.

We know every business is unique, which is why we get to know your needs and exposures before designing customized coverage. With our continued support and all-inclusive coverage, you can focus on the growth of your business without the worry.

Contact us today at info@fitzinsctr.com or call us at 914-739-6117. You can also stop by our office at 54 Welcher Avenue, Peekskill, NY 10566.